Payment Policy

Effective Date: February 7, 2025

At HeaterToxicFix, we strive to make your shopping experience smooth and secure. This Payment Policy outlines the accepted payment methods, transaction security, billing terms, and refund eligibility when purchasing from HeaterToxicFix.com.

1. Accepted Payment Methods

We accept multiple payment methods to ensure convenience and security for all customers:

A. Credit & Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover

B. Digital Payment Platforms

  • PayPal – Secure online payments with PayPal balance, linked bank accounts, or cards.
  • Apple Pay & Google Pay – Fast and easy checkout with mobile wallets.

C. Bank Transfers (For Bulk & Business Orders Only)

  • We offer direct bank transfers for wholesale or large orders. Contact us at info@heatertoxicfix.com for banking details.

D. Buy Now, Pay Later (BNPL) Services (if applicable)

  • We may offer Klarna, Afterpay, or Affirm for eligible purchases, allowing customers to pay in installments.

2. Payment Processing & Security

  • All payments are processed securely using SSL encryption and PCI-compliant payment gateways.
  • We do not store or share your credit card details.
  • Unauthorized transactions or suspicious payment activities will be flagged for security verification.

3. Billing & Charges

  • Your billing address must match the card-issuing bank’s records to prevent payment issues.
  • All transactions are processed in U.S. Dollars (USD) unless stated otherwise.
  • Customers are responsible for any additional bank fees, currency exchange fees, or transaction charges applied by their financial institutions.

4. Order Confirmation & Payment Verification

  • Once your payment is successfully processed, you will receive an order confirmation email.
  • If any payment verification is required, our team may contact you via email or phone. Orders may be placed on hold until verification is complete.

5. Failed or Declined Transactions

If your payment is declined:

  • Ensure your billing details match your bank records.
  • Check for sufficient funds or credit limit availability.
  • Contact your bank or card provider to authorize the transaction.
  • Try an alternative payment method.

6. Refund & Chargeback Policy

  • Refunds for eligible returns will be processed back to the original payment method within 7-10 business days. See our Refund & Returns Policy for more details.
  • Unauthorized chargebacks may result in order cancellations, account restrictions, and legal action if fraudulent activity is suspected.

7. Contact & Support

For payment-related inquiries, please contact us:
📧 Email: info@heatertoxicfix.com
📞 Phone: 914-830-8597

By completing a purchase, you agree to this Payment Policy. We reserve the right to update these terms at any time.